Encumbrance Certificate shortly named as EC, shows the property transaction details for a Particular Period. Generally EC document is used to check the property transaction happened on years. Before buying any apartment, Land or House, It is vital to check property doesn’t have any legal dues. I have already written in previous post to cross verify your Chitta, Patta, Land documents through online. You can avail this certificate on the respective zonal sub-register office.
The encumbrance certificate is vital for property buying, applying for Home loan or Loan against Property. Government Authorities and Financial Institution like banks etc demand 13 years of encumbrance. You can avail Online EC to Number of years by checking the Data availability in the respective zones. Now you can avail this certificate through Online.
How to get the EC Online Tamilnadu.
Step1:Keep this information ready before filling the online form. Property Details such as Survey No and it’s sub-division, Zone, District, Village, Sub Register Office(SRO) of the property it belongs to. Should know the North, South, East and West information of the property.
Step3: Reference number will be generated. It has to be produced on Sub-Register Office Pickup.
Step4: EC can be delivered through Post or it can be picked from the mentioned office.